Adviser Profile:
Don NicolSSA®, Dip of FP, MComm (FP)

Don is located in the Wynyard branch of Avenue Capital Management.

I started in the financial services industry in 1986 working on the floor of the Australian Stock Exchange. I then spent a few years building my financial markets experience as a futures and options trader on the floor of the Sydney Futures Exchange.

Since 1993, I have concentrated specifically on providing private wealth management services (wealth creation and preservation) to private clients. I am committed to helping my clients achieve their lifestyle and financial goals by providing comprehensive financial advice which is appropriate to their needs and objectives.

Services offered

As part of my relationship with Avenue Capital Management Limited, I am able to offer the following services to my clients:

The design and implementation of comprehensive lifestyle financial planning strategies to improve your financial future, encompassing (where appropriate) concepts such as:

• Pre and Post Retirement Planning
• Rollover and Redundancy Advice
• Superannuation Planning and Advice
• Managed Investments
• Tax Effective Investment Strategies
• Sharebroking Facilities
• Centrelink Assistance
• Estate Planning Advice
• Wealth Creation via Gearing
• Fund and Stock Research
• Risk Management and Personal Insurance
• Business and Succession Planning
• Managed Portfolio Services
• Remuneration Planning
• Ongoing Strategic Advice

Products offered

The products on which I am authorised to provide advice to my clients include:

• Deposit and Payment Products (Cash Management Trusts)
• Government Debentures
• Stocks and Bonds
• Life Products – Investment Life Insurance Products (Deferred, Immediate and Allocated Annuities)
• Life Products – Life Risk Insurance Products (Life Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Income Protection Insurance and Business Expense Insurance)
• Managed Investment Schemes including IDPS (Unlisted Investment Trusts, Discretionary Master Trusts/Investor Directed Portfolio Services {that offer investment in investment trusts, shares, property, cash and fixed interest securities})
• Retirement Savings Account Products
• Securities (ASX Listed Shares and Other ASX Listed Securities)
• Superannuation (Personal and Corporate Superannuation Funds and Allocated Pensions)
• Derivatives