Adviser Profile:
Stephen GarrettSSA®, B Com, FCPA, FAICD

Stephen Garrett is located in the Newcastle branch of Avenue Capital Management.

Providing advice to clients since 1994, my business process is based on the fundamental value of knowing my client, knowing what is important to them, their goals and their aspirations.

My team and I have a strong focus on developing and maintaining personal friendly relationships with our clients, my objective is to be their first ‘port of call’ for any financial related needs. We believe in the value of comprehensive financial planning advice.”

Services offered

As part of my relationship with Avenue Capital Management Limited, I am able to offer the following services to my clients:

The design and implementation of comprehensive lifestyle financial planning strategies to improve your financial future, encompassing (where appropriate) concepts such as:

• Pre and Post Retirement Planning
• Rollover and Redundancy Advice
• Superannuation Planning and Advice
• Self Managed Superannuation
• Managed Investments
• Tax Effective Investment Strategies
• Lending & Debt Management
• Sharebroking Facilities
• Centrelink Assistance
• Estate Planning Advice
• Wealth Creation via Gearing
• Fund and Stock Research
• Risk Management and Personal Insurance
• Business and Succession Planning
• Managed Portfolio Services
• Remuneration Planning
• Ongoing Strategic Advice

Products offered

The products on which I am authorised to provide advice to my clients include:

• Securities (ASX Listed Shares and Other ASX Listed Securities)
• Superannuation (Personal and Corporate Superannuation Funds and Allocated Pensions)
• Derivatives
• Managed Investment Schemes including IDPS (Unlisted Investment Trusts, Discretionary Master Trusts/Investor Directed Portfolio Services {that offer investment in investment trusts, shares, property, cash and fixed interest securities})
• Deposit and Payment Products (Cash Management Trusts)
• Government Debentures
• Stocks and Bonds
• Life Products – Investment Life Insurance Products (Deferred, Immediate and Allocated Annuities)
• Life Products – Life Risk Insurance Products (Life Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Income Protection Insurance and Business Expense Insurance)
• Retirement Savings Account Products