Adviser Profile:
Tam DySIA Diploma of Financial Planning

Tam is located in the Pymble branch of Avenue Capital Management.

I am currently an Associate and Technical Adviser and Office Manager at the Pymble branch.

I have worked within the finance industry since 1999 and as a Paraplanner since 2002. In my role, I construct financial plans with special consideration given to investment and retirement strategies, personal risk management, cash flow management, estate planning and self managed superannuation funds. I also provide clients with technical advice in relation to any queries regarding their investment and superannuation portfolios and their financial situation.

Services offered

As part of my relationship with Avenue Capital Management Limited, I am able to offer the following services to my clients:

The design and implementation of comprehensive lifestyle financial planning strategies to improve your financial future, encompassing (where appropriate) concepts such as:

• Pre and Post Retirement Planning
• Rollover and Redundancy Advice
• Superannuation Planning and Advice
• Managed Investments
• Tax Effective Investment Strategies
• Sharebroking Facilities
• Centrelink Assistance
• Estate Planning Advice
• Wealth Creation via Gearing
• Fund and Stock Research
• Risk Management and Personal Insurance
• Business and Succession Planning
• Managed Portfolio Services
• Ongoing Strategic Advice

Products offered

The products on which I am authorised to provide advice to my clients include:

• Deposit and Payment Products (Cash Management Trusts)
• Government Debentures
• Stocks and Bonds
• Life Products - Investment Life Insurance Products (Deferred, Immediate and Allocated Annuities)
• Life Products - Life Risk Insurance Products (Life Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Income Protection Insurance and Business Expense Insurance)
• Managed Investment Schemes including IDPS (Unlisted Investment Trusts, Discretionary Master Trusts/Investor Directed Portfolio Services {that offer investment in investment trusts, shares, property, cash and fixed interest securities})
• Retirement Savings Account Products
• Securities (ASX Listed Shares and Other ASX Listed Securities)
• Superannuation (Personal and Corporate Superannuation Funds and Allocated Pensions)